Guide to new homes and buying off-plan

Thinking about a new build or off-plan home? Modern properties offer convenience, customisation, and peace of mind, but knowing what to watch out for makes all the difference. Here's our top tips for making smart decisions when buying new build and off-plan properties. 

Personalise carefully

New builds and off-plan homes let you choose finishes and upgrades, creating a home that fits your style. But remember: the show home may differ from your plot, so check floorplans and visit if you can.

Understand costs upfront

You may pay less off-plan, but be aware of hidden costs like flooring or optional extras. Only pay your full deposit once the property meets agreed standards.

Research your development

Check the builder’s reputation, visit previous sites, and ask about future plans nearby. That “perfect view” might not stay perfect if new buildings are planned.

Secure the deal

Off-plan purchases allow you to lock in prices early and benefit from potential capital growth. Just be prepared to exchange quickly and commit your deposit.

Plan for timing

Completion dates can be uncertain. Make sure your mortgage is valid for the possible wait, and plan for temporary accommodation if needed.

Ask questions and negotiate

Discuss finishes, upgrades, and warranties. Most new builds include a 10-year guarantee — confirm the details and see what’s flexible in your package.

New build and off-plan homes offer modern standards, the chance to personalise your space, and the reassurance of warranties and fixed prices. However, it’s important to plan carefully, research your development, and understand timing and costs before committing. By asking the right questions, checking the details, and preparing for potential delays, you can navigate the process with confidence and find a home that truly suits your lifestyle.